3-D Secure
MasterCard SecureCode is a program designed to provide online retailers with the added security of having issuing banks authenticate their individual cardholders and qualify their online transactions for protection against "cardholder unauthorized" or "cardholder not recognized" charge backs.
Arcot's TransFort product integrates with MasterCard's SecureCode program to reduce the incidence of unauthorized online payments and provides unprecedented fraud protection to merchants. ArcotOTP integrates with MasterCard’s Chip Authentication Program (CAP) solution to increase security, reduce the risk of fraud, and make it easy for cardholders anywhere in the world to shop or bank online. With ArcotOTP, cardholders are able to authentication “card not present” transactions using their mobile phones.
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